The Regan Team Home Loan Group Weekly Real Estate Round up – September 23 2026

This week’s market update looks at why higher mortgage rates may actually be creating opportunities for savvy homebuyers.

We break down the Federal Reserve’s latest rate move and its projections for the remainder of 2026, then look at the newest housing data—including building permits, housing starts, completions, and pending home sales.

We also compare two strategies buyers and sellers should understand: reducing the home’s price versus using seller concessions to permanently buy down the buyer’s mortgage rate. In some cases, a rate buydown can create a much larger monthly payment benefit than a significant price reduction.

Finally, we look at recent movement in the bond market and what it could mean for mortgage rates going forward.

Higher rates can mean fewer competing buyers, more negotiating leverage, and opportunities that may not exist when the market heats back up.